Research

Tracking DQ and Modified Loans Over Six-Month Period, June 2025

22 August 2025

Tracking DQ & Modified Loans Over Six Months

Delinquent and modified loan performance doesn’t stop at 30, 60, or 90 days. With dv01’s loan-level tracking, you can monitor these loans over a longer time horizon, uncovering deeper trends and long-term outcomes the market might be missing.

Our latest research examines Non-QM, Consumer Unsecured, and Subprime Auto loans using a six-month time horizon, providing a clearer picture of borrower behavior. We distinguish whether a loan is Current due to full repayment or reduced payments and track performance improvements through June 30, 2025.

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